West Texas Credit Union offers a wide variety of loan products to fit your needs, including:

  • New & Used Automobile Loans
  • Signature Loans
  • Home Equity Loans
  • Home Improvement Loans
  • Share Secured Loans
  • Mortgages
  • Short-Term Loans
  • SBA Approved Lender Loans
  • MasterCard and MasterCard Gold Credit Cards
  • Visa and Visa Gold Credit Cards
  • Line of Credit Loans

Apply for a loan with West Texas Credit Union

WTCU also offers several repayment methods including Payroll Deduction, Direct Deposit, and Automatic Transfer from your account at the Credit Union. You can choose Credit Life and/or Credit Disability Payment Protection on each loan for an additional small fee.

Whenever you need cash fast you can tap into pre-approved funds using our EZ Line (Audio Response) or our EZ Online (Internet Branch) to transfer funds directly into your checking account or use it as overdraft protection if you accidentally overdraw your checking account.

WTCU always offers competitive loan rates because we want to save you money. All loans are subject to credit approval.